Federal Tax Brackets 2026 (Estimated)
2026 numbers below are the published IRS figures. Single standard deduction $16,100; joint $32,200; head of household $24,150.
Single 2026: 10% to $12,400 · 12% to $50,400 · 22% to $105,700 · 24% to $201,775 · 32% to $256,225 · 35% to $640,600 · 37% above.
Stacking example: $70,000 single, $16,100 deduction → $53,900 taxable → ~$6,570 federal (≈9.4% effective, 22% marginal). That gap between effective and marginal is the whole game.